style=text-align: justify;    The decline in moral standards—which has long concerned social analysts—has at last captured the attention of average Americans. And Jean Bethke Elshtain, for one, is glad.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　The fact the ordinary citizens are now starting to think seriously about the nation’s moral climate, says this ethics (伦理学) professor at the University of Chicago, is reason to hope that new ideas will come forward to improve it.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　But the challenge is not to be underestimated. Materialism and individualism in American society are the biggest obstacles. "The thought that ‘I’m in it for me’ has become deeply rooted in the national consciousness," Ms. Elshtain says. Some of this can be attributed to the disintegration of traditional communities, in which neighbors looked out for one another, she says. With today’s greater mobility and with so many couples working, those bends have been weakened, replaced by a greater emphasis on self.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　In a 1996 poll of Americans, loss of morality topped the list of the biggest problems facing the U.S. And Elshtain says the public is correct to sense that: Data show that Americans are struggling with problems unheard of in the 1950s, such as classroom violence and a high rate of births to unmarried mothers.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　The desire for a higher moral standard is not a lament (挽歌) for some non-existent "golden age," Elshtain says, nor is it a wishful (一厢情愿的) longing for a time that denied opportunities to women and minorities. Most people, in fact, favor the lessening of prejudice.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　Moral decline will not be reversed until people find ways to counter the materialism in society, she says. "Slowly, you recognize that the things that matter are those that can’t be bought."

金融期货投资者适当性制度规定，自然人投资者申请开立金融期货交易编码时保证金账户可用资金余额不低于人民币()。

下列关于金融期货投资者义务的说法中，错误的是（ ）。

自然人投资者甲向期货公司会员乙申请开立股指期货交易编码，乙对甲进行了审查，发现甲有若干地方不太符合标准，于是期货公司会员乙适当调整了一下对投资者的适当性标准，给甲开立了股指期货交易编码。
根据上述资料，请回答123-124题。

甲申请股指期货交易编码应当具备的条件是（　）。

style=text-align: justify;    Americans are proud of their variety and individuality, yet they love and respect few things more than a uniform, whether it is the uniform of an elevator operator or the uniform of a five-star general. Why are uniforms so popular in the United States?
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　Among the arguments for uniforms, one of the first is that in the eyes of most people they look more professional than civilian clothes. People have become conditioned to expect superior quality from a man who wears a uniform. The television repairman who wears uniform tends to inspire more trust than one who appears in civilian clothes. Faith in the skill of a garage mechanic is increased by a uniform. What easier way is there for a nurse, a policeman, a barber, or a waiter to lose professional identity(身份) than to step out of uniform?
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　Uniform also have many practical benefits. They save on other clothes. They save on laundry bills. They are tax-deductible(可减税的). They are often more comfortable and more durable than civilian clothes.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　Primary among the arguments against uniforms are their lack of variety and the consequent loss of individuality experienced by people who must wear them. Though there are many types of uniforms, the wearer of any particular type is generally stuck with it, without change, until retirement. When people look alike, they tend to think, speak, and act similarly, on the job at least.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　Uniform also give rise to some practical problems. Though they are long lasting, often their initial expense is greater than the cost of civilian clothes. Some uniforms are also expensive to maintain, requiring professional dry cleaning rather than the home laundering possible with many types of civilian clothes.

style=text-align: justify;    A is for always getting to work on time.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　B is for being extremely busy.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　C is for the conscientious(尽责的)way you do our job.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　You may be all these things at the office, and more. But when it comes to getting ahead, expert’s say, the ABCs of business should include a policy for politics, as in office politics.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　Dale Carnegie suggested as much more than 50 years ago. Hard work alone doesn’t ensure career advancement. You have to be able to sell yourself and your ideas, both publicly and behind the scenes. Yet, despite the obvious rewards of engaging in office politics--a better job, a raise, praise--many people are still unable or unwilling to "play the game".
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　"People assume that office politics involves some manipulative (工于心计的) behavior," says Deborah Comer, an assistant professor of management at Hofstra University. "But politics derives from the word ‘polite’. It can mean lobbying and forming associations. It can mean being kind and helpful, or even trying to please your superior, and then expecting something in return."
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　In fact, today, experts define office politics as proper behavior used to pursue one’s own self-interest the workplace. In many cases, this involves some form of socializing within the office environment--not just in large companies, but in small workplaces as well.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　"The first thing people are usually judged on is their ability to perform well on a consistent basis," says Nell. P. Lewis, a management psychologist. "But if two or three candidates are up for a promotion, each of whom has reasonably similar ability, a manager is going to promote the person he or she likes best. It’s simple human nature."
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　Yet, psychologists say, many employees and employers have trouble with the concept of politics in the office. Some people, they say have an idealistic vision of work and what it takes to succeed. Still others associate politics with flattery(奉承) ,fearful that, if they speak up for themselves, they may appear to be flattering their boss for favors. Experts suggest alte

style=text-align: justify;   It is easier to negotiate initial salary requirement because once you are inside, the organizational constraints (约束) influence wage increases. One thing, however, is certain： your chances of getting the raise you feel you deserve are less if you don’ t at least ask for it. Men tend to ask for more, and they get more, and this holds true with other resources, not just pay increases. Consider Beth’s story:
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　I did not get what I wanted when I did not ask for it. We had cubicle(小隔间) offices and window offices. I sat in the cubicles with several male colleagues. One by one they were moved into window offices, while I remained in the cubicles. Several males who were hired after me also went to offices. One in particular told me he was next in line for an office and that it had been part of his negotiations for the job. I guess they thought me content to stay in the cubicles since I did not voice my opinion either way.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　It would be nice if we all received automatic pay increases equal to our merit, but "nice" isn’t a quality attributed to most organizations. If you feel you deserve a significant raise in pay, you’ll probably have to ask for it.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　Performance is your best bargaining chip(筹码)when you are seeking a raise. You must be able to demonstrate that you deserve a raise. Timing is also a good bargaining chip. If you can give your boss something he or she needs (a new client or a sizable contract, for example) just before merit pay decisions are being made, you are more likely to get the raise you want.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　Use information as a bargaining chip too. Find out what you are worth on the
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　open market. What will someone else pay for your services?
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　Go into the negotiations prepared to place your chips on the table at the appropriate time and prepared to use communication style to guide the direction of the interaction.

style=text-align: justify;   I’m usually fairly skeptical about any research that concludes that people are either happier or unhappier or more or less certain of themselves than they were 50 years ago. While any of their statements might be true, they are practically impossible to prove scientifically. Still, I was stuck by a report which concluded that today’s children are significantly more anxious than children in the 1950s. In fact, the analysis showed, normal children aging 9 to 17 exhibit a higher level of anxiety today than children who were treated for mental illness 50 years ago.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　Why are America’s kids, so stressed? The report cites two main causes: increasing physical isolation, brought on by high divorce rates and less involvement in community, among other things and a growing perception that the world is a more dangerous place.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　Given that we can’t turn the clock back, adults can still do plenty to help the next generation cope. At the top of the list is nurturing (培育) a better appreciation of the limits of individualism. No child is an island. Strengthening social ties helps build communities and protect individuals against stress.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　To help kids build stronger connections with others you can pull the plug on TVs and computers. Your family will thank you later. They will have more time for face-to-face relationships, and they will get more sleep.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　Limit the amount of virtual (虚拟的) violence your children are exposed to. It’s not just video games and movies; children see a lot of murder and crime on the local news.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　Keep your expectations for your children reasonable. Many highly successful people, never attended Harvard or Yale.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/　　Make exercise part of your daily routine. It will help you cope with your own anxieties and provide a good model for your kids. Sometimes anxiety is unavoidable. But it doesn’t have to ruin your life.