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2012年大豆期货交易活跃,某客户在某期货公司营业部开户并存人5000万元准备进行红枣期货交易。由于某些原因该客户一直没有交易,营业部经理王某擅自利用这些资金以自己的名义买进了多手期货合约。
在该案例中王某违犯了下列( )规定。

A挪用客户保证金

B违规划转客户保证金

C收取保证金不入账

D不按照规定接受客户委托

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     We can see how the product life cycle works by looking at the introduction of instant coffee. When it was introduced, most people did not like it as well as "regular" coffee, and it took several years to gain general acceptance (introduction stage). At one point, though, instant coffee grew rapidly in popularity, and many brands were introduction (stage of rapid growth). After a while, people became attached to one brand and sales leveled off (stage of maturity). Sales went into a slight decline (衰退) when freeze-dried coffees were introduced ( stage of decline).
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; white-space: normal; background-color: rgb(255, 255, 255);/  The importance of the product life cycle to marketers is this: Different stages in the product life cycle call for different strategies. The goal is to extend product life so that sales and profits do not decline. One strategy is called market modification. It means that marketing managers look for new users and marked sections: Did you know, for example, that the backpacks that so many students carry today were originally designed for the military?
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; white-space: normal; background-color: rgb(255, 255, 255);/  Market modification also means searching for increased usage among present customers or going for a different market, such as senior citizens. A marketer may reposition the product to appeal to new market sections.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; white-space: normal; background-color: rgb(255, 255, 255);/  Another product extension strategy is called product modification. It involves changing product quality, features, or style to attract new users or more usage from present users. American auto-manufacturers are using quality improvement as one way to recapture world market. Note, also, how auto-manufacturers once changed styles dramatically from year to year to keep demand from falling.

1.[单选题]Marketers need to know which of the four stages a product is in so as to _____.

A.promote its production

B.work out marketing policies

C.speed up its life cycle

D.increase its popularity

2.[单选题]The author mentions the example of "backpacks" (Line 5, Para.2) to show the importance of _____.

A.pleasing the young as well as the old

B.increasing usage among students

C.exploring new market sections

D.serving both military and civil needs

3.[单选题]According to the passage, when people grow fond of one particular brand of a product, its sales will _____.

A.decrease gradually

B.remain at the same level

C.become unstable

D.improve enormously

4.[单选题]The first paragraph tells us that a new product is _____.

A.The first paragraph tells us that a new product is _____.

B.often inferior to old ones at first

C.often more expensive than old ones

D.usually introduced to satisfy different tastes

5.[单选题]In order to recover their share of the world market, U.S. auto-makers’ are _____.

A.improving product quality

B.increasing product features

C.modernizing product style

D.repositioning their product in the market

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style=text-align: justify;   People living on parts of the south coast of England face a serious problem. In1993, the owners of a large hotel and of several houses discovered, to their horror, that their gardens had disappeared overnight. The sea had eaten into the soft limestone cliffs on which they had been built, while experts were studying the problem, the hotel and several houses disappeared altogether, sliding down the cliff and into the sea.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/  Erosion(侵蚀) of the white cliffs along the south coast of England has always been a problem but it has become more serious in recent years. Dozens of homes have had to be abandoned as the sea has crept farther and farther inland. Experts have studied the areas most affected and have drawn up a map for local people, forecasting the year in which their homes will be swallowed up by the hungry sea. Angry owners have called on the Government to erect sea defenses to protect their homes. Government surveyors have pointed out that in most eases, this is impossible. New sea walls would cost hundreds of millions of pounds and would merely make the waves and currents go further along the coast, shifting the problem from one area to another, The danger is likely to continue, they say, until the waves reach an inland area of hard rock which will not be eaten as limestone is. Meanwhile, if you want to buy a cheap house with an uncertain future, apply to a house agent in one of the threatened areas on the south coast of England. You can get a house for a knockdown price but it may turn out to be a knockdown home.

1.[单选题]What is the cause of the problem that people living on parts of the south coast of England face?

A.The disappearance of hotels, houses and gardens.

B.The experts’ lack of knowledge

C.The rising of the sea level.

D.The washing-away of limestone cliffs.

2.[单选题]The erosion of the white cliffs in the south of England_____.

A.will soon become a problem for people living in central England

B. has now become a threat to the local residents

C.is quickly changing the map of England

D.can be stopped if proper measures are taken

3.[单选题]It is not feasible to build sea defenses to protect against erosion because_____.

A.it is too costly and will endanger neighbouring areas

B. the government is too slow in taking action

C.they will be easily knocked down by waves and currents

D.house agents along the coast do not support the idea

4.[单选题]According to the author, when buying a house, along the south coast of England, people should_____.

A.be aware of the potential danger involved

B.guard against being cheated by the house agent

C.take the quality of the house into consideration

D.examine the house carefully before making a decision

5.[单选题]The experts’ study on the problem of erosion can_____.

A.lead to its eventual solution

B.provide an effective way to slow it down

C.help to prevent it from worsening

D.warn people whose homes are in danger

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style=text-align: justify;   People living on parts of the south coast of England face a serious problem. In1993, the owners of a large hotel and of several houses discovered, to their horror, that their gardens had disappeared overnight. The sea had eaten into the soft limestone cliffs on which they had been built, while experts were studying the problem, the hotel and several houses disappeared altogether, sliding down the cliff and into the sea.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; line-height: 21px; white-space: normal; background-color: rgb(255, 255, 255);/  Erosion(侵蚀) of the white cliffs along the south coast of England has always been a problem but it has become more serious in recent years. Dozens of homes have had to be abandoned as the sea has crept farther and farther inland. Experts have studied the areas most affected and have drawn up a map for local people, forecasting the year in which their homes will be swallowed up by the hungry sea. Angry owners have called on the Government to erect sea defenses to protect their homes. Government surveyors have pointed out that in most eases, this is impossible. New sea walls would cost hundreds of millions of pounds and would merely make the waves and currents go further along the coast, shifting the problem from one area to another, The danger is likely to continue, they say, until the waves reach an inland area of hard rock which will not be eaten as limestone is. Meanwhile, if you want to buy a cheap house with an uncertain future, apply to a house agent in one of the threatened areas on the south coast of England. You can get a house for a knockdown price but it may turn out to be a knockdown home.

1.[单选题]What is the cause of the problem that people living on parts of the south coast of England face?

A.The disappearance of hotels, houses and gardens.

B.The experts’ lack of knowledge

C.The rising of the sea level.

D.The washing-away of limestone cliffs.

2.[单选题]The erosion of the white cliffs in the south of England_____.

A.will soon become a problem for people living in central England

B. has now become a threat to the local residents

C.is quickly changing the map of England

D.can be stopped if proper measures are taken

3.[单选题]It is not feasible to build sea defenses to protect against erosion because_____.

A.it is too costly and will endanger neighbouring areas

B. the government is too slow in taking action

C.they will be easily knocked down by waves and currents

D.house agents along the coast do not support the idea

4.[单选题]According to the author, when buying a house, along the south coast of England, people should_____.

A.be aware of the potential danger involved

B.guard against being cheated by the house agent

C.take the quality of the house into consideration

D.examine the house carefully before making a decision

5.[单选题]The experts’ study on the problem of erosion can_____.

A.lead to its eventual solution

B.provide an effective way to slow it down

C.help to prevent it from worsening

D.warn people whose homes are in danger

查看参考答案

    Henry Ford, the famous U.S. inventor and car manufacturer, once said, "The business of America is business." By this he meant that the U.S. way of life is based on the values of the business world.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; white-space: normal; background-color: rgb(255, 255, 255);/  Few would argue with Ford’s statement. A brief glimpse at a daily newspaper vividly shows how much people in the United States think about business. For example, nearly every newspaper has a business section, in which the deals and projects, finances and management, stock prices and labor problems of corporations are reported daily. In addition, business news can appear in every other section. Most national news has an important financial aspect to it. Welfare, foreign aid, the federal budget, and the policies of the Federal Reserve Bank are all heavily affected by business. Moreover, business news appears in some of the unlikeliest places. The world of arts and entertainment is often referred to as "the entertainment industry" or "slow business."
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; white-space: normal; background-color: rgb(255, 255, 255);/  The positive side of Henry Ford’s statement can be seen in the prosperity that business has brought to U.S. life. One’ of the most important reasons so many people from all over the world come "to live in the United States is the dream of a better job. Jobs are produced in abundance (大量地) because the U.S. economic system is driven by competition. People believe that this system creates more "wealth more jobs, and a materially better way of life.
style=margin: 0px; padding: 0px; color: rgb(51, 51, 51); font-family: 宋体; font-size: 14px; white-space: normal; background-color: rgb(255, 255, 255);/  The negative side of Henry Ford’s statement, however, can be seen when the word business is taken to mean big business. And the term big business—referring to the biggest companies, is seen in opposition to labor. Throughout U. S. history working people have had to fighthard for higher wages, better working conditions, and the fight to form unions. Today, many of the old labor disputes are over, but there is still some employee anxiety. Downsizing—the laying off of thousands of workers to keep expenses low and profits high—creates feelings of insecurity for many.

1.[单选题]According to the passage, immigrants choose to settle in the U.S. dreaming that_____.

A.they can start profitable business there

B.they can be more competitive in business

C.they will make a fortune overnight there

D.they will find better chances of employment

2.[单选题]company’s efforts to keep expenses low and profits high may result in_____.

A.reduction in the number of employees

B.improvement of working conditions

C.fewer disputes between labor and management

D.a rise in workers’ wages

3.[单选题]The influence of business in the U.S. is evidenced by the fact that _____.

A.most newspapers are run by big businesses

B.even public organizations concentrate on working for profits

C.Americans of all professions know how to do business

D.even arts and entertainment are regarded as business

4.[单选题]The United States is a typical country_____.

A.which encourages free trade at home and abroad

B.which people’s chief concern is how to make money

C.which all businesses are managed scientifically

D.which normally works according to the federal budget

5.[单选题]Henry Ford’s statement can be taken negatively because _____.

A.working people are discouraged to fight for their fights

B.there are many industries controlled by a few big capitalists

C.there is a conflicting relationship between big corporations and labor

D.public services are not run by the federal government

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某期货公司在客户出现保证金不足且呈持续状态的情况下,允许其继续进行期货交易,此后期货公司陆续对上述客户强行平仓发生客户穿仓损失,并且从中获得8万元的违规操作所得。
该期货公司应受到的处罚是(  )。

A没收违法所得,并处违法所得1倍以上5倍以下的罚款

B没收违法所得,并处10万元以上30万元以下的罚款

C处以10万元以上20万元以下的罚款

D吊销期货业务许可证

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兴盛公司是某期货交易所的会员,2013年7月8日卖出大豆期货合约100手,当天大豆期货价格猛涨,造成该公司账户的保证金余额不足。期货交易所及时通知兴盛公司在规定的时间内追加保证金,但该公司并没有在规定时间内进行追加,也没有自行平仓。于是期交易所根据保证金不足的数额对该公司的大豆期货合约强行平仓40手,造成兴盛公司500万元的损失。对于强行平仓的有关费用和发生的500万元损失应由( )承担。

A期货交易所

B兴盛公司

C期货公司

D期货交易所和兴盛公司共同承担

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